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Earthquakes: premiums and insured-location observations

CNSF statistics since 2017 by state, seismic zone, activity, sales channel and insurance type. Compare written, retained and earned premiums, and commissions, separately. Amounts are MXN, including foreign-currency policies. Locations are insured observations rather than unique buildings; property values and limits cannot be summed as unique exposure.

Oct 8, 2026DQ pass

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Mexico: written earthquake insurance premiums by state · 2025

Written premiums in rounded current MXN; includes the “En el Extranjero” category. These are neither indemnities nor property values; retained and earned premiums and commissions remain separate.

Quick read

Ciudad de Mexico accounts for 30.7% of the displayed total (4.78B). Together with Queretaro, the top two categories make up 45.7%.

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Search a state, an activity such as “Hospitales” or a seismic zone. Filter one year to compare written, retained and earned premiums separately. Reported locations do not measure unique buildings or the insured share of the population.

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978,689 records

Reporting year	State	Business activity	Seismic zone	Reported insured-location observations	Written premium (MXN)	Retained premium (MXN)	Earned premium (MXN)
2017	AGUASCALIENTES	Cultivo de granos y semillas oleaginosas	A_	5	$0	$0	$21
2017	AGUASCALIENTES	Cultivo de granos y semillas oleaginosas	A_	13	$263	$27	$8,851
2017	AGUASCALIENTES	Cultivo de granos y semillas oleaginosas	A_	2	$0	$0	$1,116
2017	BAJA CALIFORNIA	Cultivo de granos y semillas oleaginosas	B_	2	$382	$382	$382
2017	BAJA CALIFORNIA	Cultivo de granos y semillas oleaginosas	C_	6	$0	$0	$2,132
2017	BAJA CALIFORNIA	Cultivo de granos y semillas oleaginosas	C_	5	$4,360	$985	$3,803
2017	BAJA CALIFORNIA	Cultivo de granos y semillas oleaginosas	C_	4	$2,796	$2,796	$867
2017	BAJA CALIFORNIA SUR	Cultivo de granos y semillas oleaginosas	B_	35	$184,435	$15,817	$139,406
2017	BAJA CALIFORNIA SUR	Cultivo de granos y semillas oleaginosas	B_	13	$215,805	$6,659	$127,950
2017	BAJA CALIFORNIA SUR	Cultivo de granos y semillas oleaginosas	B_	1	$69,671	$2,147	$52,539
2017	COAHUILA	Cultivo de granos y semillas oleaginosas	A_	2	$356	$107	$356
2017	COLIMA	Cultivo de granos y semillas oleaginosas	D_	5	-$12,214	-$12,214	$67,393
2017	COLIMA	Cultivo de granos y semillas oleaginosas	D_	3	$0	$0	$256
2017	COLIMA	Cultivo de granos y semillas oleaginosas	D_	3	$60,591	$60,591	$11,176
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	C_	1	$4,766	$2,383	$418
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	D_	3	$15,414	$7,707	$1,351
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	D_	1	$0	$0	$33,976
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	D_	2	$1,029	$309	$1,029
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	D_	4	$69,009	$69,009	$35,033
2017	CHIAPAS	Cultivo de granos y semillas oleaginosas	D_	1	$6,801	$6,801	$447
2017	CHIHUAHUA	Cultivo de granos y semillas oleaginosas	A_	4	$0	$0	$3,890
2017	CHIHUAHUA	Cultivo de granos y semillas oleaginosas	A_	1	-$3,186	-$287	$122
2017	DISTRITO FEDERAL	Cultivo de granos y semillas oleaginosas	F_	22	$11,320	$1,463	$5,890
2017	DISTRITO FEDERAL	Cultivo de granos y semillas oleaginosas	F_	2	$169	$17	$169
2017	DISTRITO FEDERAL	Cultivo de granos y semillas oleaginosas	F_	3	$0	$0	$15,715

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Schema

Field	Type	Description
Country`country`	Text
Dataset`dataset_id`	Text
Statistical-group locator`record_id`	Text
Reporting year`year`	Integer
State`state_name`	Text
Policy denomination`policy_currency_category`	Text	Policy denomination category, not the currency of the published statistical amounts.
Business activity`business_activity`	Text	May be empty.
Sales channel`sales_channel`	Text	May be empty.
Portfolio type`portfolio_type`	Text	May be empty.
Insurance subtype`insurance_subtype`	Text	May be empty.
First-risk type`first_risk_type`	Text	May be empty.
Insurance type`insurance_type`	Text	May be empty.
Property use`asset_use`	Text	May be empty.
Coastal distance band`coastal_distance_band`	Text	May be empty.
Seismic zone`seismic_zone`	Text	May be empty.
Insured asset`asset_type`	Text	May be empty.
Insurance coverage`coverage`	Text	May be empty.
Cause of loss`loss_cause`	Text	May be empty.
Floor count`floor_count`	Integer	Number of floors as published; not an additive financial measure.
Claim amount and adjustments (MXN)`claim_amount`	Number	May be empty.
Indemnity paid (MXN)`claim_paid`	Number	May be empty.
Reinsurance amount (MXN)`reinsurance_amount`	Number	May be empty.
Amount recovered (MXN)`recovered_amount`	Number	May be empty.
Deductible (MXN)`deductible_amount`	Number	May be empty.
Coinsurance (MXN)`coinsurance_amount`	Number	May be empty.
Adjustment expenses (MXN)`adjustment_expenses`	Number	May be empty.
Salvage amount (MXN)`salvage_amount`	Number	May be empty.
Published property value (not additive)`insured_location_value`	Number	Published property-value context. May repeat across coverages or claims, includes extreme source values, and must not be summed as loss or exposure.
Reported claim/coverage observations`claim_count`	Integer	May be empty.
Reported insured-location observations`insured_location_count`	Integer	Reported insured-location observations, not unique buildings or policies and not a population coverage rate.
Written premium (MXN)`premium_written`	Number	May be empty.
Retained premium (MXN)`premium_retained`	Number	May be empty.
Earned premium (MXN)`premium_earned`	Number	May be empty.
Direct commission (MXN)`commission_amount`	Number	May be empty.
Third-party recoveries (MXN)`third_party_recovered_amount`	Number	May be empty.
Published building value (not additive)`building_value`	Number	Published property-value context, potentially repeated across contracts; not unique exposure or spending.
Published contents value (not additive)`contents_value`	Number	May be empty.
Consequential-loss value (not additive)`consequential_loss_value`	Number	May be empty.
Liability limit (not additive)`maximum_liability`	Number	May be empty.
Currency`currency`	Text
Source link`source_url`	Text	May be empty.
Source file`source_file`	Text