Hurricanes and floods: insurance indemnities
CNSF statistics since 2015 by state, event type, property use, insured asset, coverage and distance from the sea. Compare paid indemnities, deductibles, coinsurance, reinsurance and third-party recoveries separately. Claim amounts include reserve movements. Reporting years may include earlier disasters; event types do not identify a particular hurricane.
Initial chart
Mexico: weather-disaster indemnities paid by event type · 2025
Payments reported in 2025 in current MXN. May concern earlier disasters. Event types do not identify a named hurricane; claims, deductibles and recoveries remain separate.
Quick read
Ciclon tropical (Huracan) accounts for 72.8% of the displayed total (7.66B). Together with Daños por lluvia, the top two categories make up 89.7%.
Preview
Try “Huracan”, “Inundacion” or “Casa habitacion”, then filter year and state. Inspect payments, deductibles and recoveries separately. The source does not include the hurricane name or exact disaster date.
86,262 records
| Reporting year | State | Published event type | Property use | Insured asset | Coastal distance band | Reported claim/coverage observations | Indemnity paid (MXN) | Inspect record |
|---|---|---|---|---|---|---|---|---|
| 2015 | Baja California | Daños por lluvia | EDIFICIO | Edificio | Mas de 500 metros | 2 | $14,866 | |
| 2015 | Baja California | Vientos tempestuosos / Tornado | EDIFICIO | Edificio | Mas de 500 metros | 2 | $0 | |
| 2015 | Baja California | Daños por lluvia | EDIFICIO | Edificio | Mas de 500 metros | 1 | $0 | |
| 2015 | Baja California | Daños por lluvia | EDIFICIO | Edificio | Menos de 500 metros | 1 | $1,753 | |
| 2015 | Baja California | Granizo | EDIFICIO | Edificio | Menos de 500 metros | 1 | $0 | |
| 2015 | Baja California | Vientos tempestuosos / Tornado | EDIFICIO | Edificio | Menos de 500 metros | 5 | $7,811 | |
| 2015 | Baja California | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Menos de 500 metros | 1 | $4,577 | |
| 2015 | Baja California | Vientos tempestuosos / Tornado | EDIFICIO | Edificio | Menos de 500 metros | 1 | $0 | |
| 2015 | Baja California | Daños por lluvia | EDIFICIO | Edificio | Menos de 500 metros | 1 | $18,166 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 8 | $1,936,912 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 10 | $915,059 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 7 | $571,913 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 18 | $3,738,011 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 26 | $2,445,207 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 4 | $24,420,300 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 1 | -$2,568,613 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 1 | $29,907,234 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 2 | $305,413 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 4 | $1,064,547 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 1 | $0 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Contenidos | Mas de 500 metros | 7 | $12,850,115 | |
| 2015 | Baja California Sur | Daños por lluvia | EDIFICIO | Contenidos | Mas de 500 metros | 1 | $0 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 2 | $22,107 | |
| 2015 | Baja California Sur | Ciclon tropical (Huracan) | EDIFICIO | Edificio | Mas de 500 metros | 6 | $30,004,854 | |
| 2015 | Baja California Sur | Daños por lluvia | EDIFICIO | Edificio | Mas de 500 metros | 1 | $0 |
Schema
| Field | Type | Description |
|---|---|---|
Countrycountry | Text | |
Datasetdataset_id | Text | |
Statistical-group locatorrecord_id | Text | |
Reporting yearyear | Integer | |
Statestate_name | Text | |
Policy denominationpolicy_currency_category | Text | Policy denomination category, not the currency of the published statistical amounts. |
Business activitybusiness_activity | Text | May be empty. |
Sales channelsales_channel | Text | May be empty. |
Portfolio typeportfolio_type | Text | May be empty. |
Insurance subtypeinsurance_subtype | Text | May be empty. |
First-risk typefirst_risk_type | Text | May be empty. |
Insurance typeinsurance_type | Text | May be empty. |
Property useasset_use | Text | May be empty. |
Coastal distance bandcoastal_distance_band | Text | May be empty. |
Seismic zoneseismic_zone | Text | May be empty. |
Insured assetasset_type | Text | May be empty. |
Insurance coveragecoverage | Text | May be empty. |
Published event typeloss_cause | Text | May be empty. |
Floor countfloor_count | Integer | Number of floors as published; not an additive financial measure. |
Claim amount and adjustments (MXN)claim_amount | Number | May be empty. |
Indemnity paid (MXN)claim_paid | Number | May be empty. |
Reinsurance amount (MXN)reinsurance_amount | Number | May be empty. |
Amount recovered (MXN)recovered_amount | Number | May be empty. |
Deductible (MXN)deductible_amount | Number | May be empty. |
Coinsurance (MXN)coinsurance_amount | Number | May be empty. |
Adjustment expenses (MXN)adjustment_expenses | Number | May be empty. |
Salvage amount (MXN)salvage_amount | Number | May be empty. |
Published property value (not additive)insured_location_value | Number | Published property-value context. May repeat across coverages or claims, includes extreme source values, and must not be summed as loss or exposure. |
Reported claim/coverage observationsclaim_count | Integer | May be empty. |
Reported insured-location observationsinsured_location_count | Integer | Reported insured-location observations, not unique buildings or policies and not a population coverage rate. |
Written premium (MXN)premium_written | Number | May be empty. |
Retained premium (MXN)premium_retained | Number | May be empty. |
Earned premium (MXN)premium_earned | Number | May be empty. |
Direct commission (MXN)commission_amount | Number | May be empty. |
Third-party recoveries (MXN)third_party_recovered_amount | Number | May be empty. |
Published building value (not additive)building_value | Number | Published property-value context, potentially repeated across contracts; not unique exposure or spending. |
Published contents value (not additive)contents_value | Number | May be empty. |
Consequential-loss value (not additive)consequential_loss_value | Number | May be empty. |
Liability limit (not additive)maximum_liability | Number | May be empty. |
Currencycurrency | Text | |
Source linksource_url | Text | May be empty. |
Source filesource_file | Text |