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Earthquakes: insurance claims and indemnity payments

CNSF earthquake and volcanic-eruption insurance statistics since 2015, by state, seismic zone, business activity, asset type, coverage and cause. Separates indemnities paid, claim-amount movements, deductibles, coinsurance, reinsurance and recoveries. Rows are statistical groups, not individual claims. Amounts are current MXN pesos; reporting year is not necessarily disaster year.

Oct 8, 2026DQ pass

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Mexico: earthquake insurance indemnities paid by state · 2025

Current MXN pesos, rounded by the source. Payments reported in 2025 may concern earthquakes in earlier years. Includes earthquake and volcanic-eruption insurance.

Quick read

Ciudad de Mexico accounts for 42.4% of the displayed total (214M). Together with Guerrero, the top two categories make up 55.1%.

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Try a state, coverage or “Casa Habitación”, then filter reporting year and cause. Compare indemnities with deductibles or reinsurance, without adding them into one total cost. Reporting years may include claims from earlier earthquakes. Policy denomination does not change that published amounts are in MXN.

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31,383 records

Reporting year	Published state	Insured asset	Insurance coverage	Cause of loss	Reported claim/coverage observations	Indemnity paid (MXN)	Claim amount and adjustments (MXN)
2015	Aguascalientes	Edificio	Terremoto	Terremoto	1	$0	-$1,474,140
2015	Baja California	Edificio	Terremoto	Terremoto	1	$0	$33,190,200
2015	Chiapas	Edificio	Terremoto	Terremoto	1	$0	-$20,000
2015	Colima	Edificio	Terremoto	Terremoto	1	$0	-$20,000
2015	Distrito Federal	Edificio	Terremoto	Terremoto	1	$0	-$10,000
2015	Distrito Federal	Edificio	Terremoto	Terremoto	7	$0	$0
2015	Distrito Federal	Edificio	Terremoto	Terremoto	1	$0	-$2,500
2015	Guerrero	Edificio	Terremoto	Terremoto	2	$522,205	$1,361
2015	Jalisco	Edificio	Terremoto	Terremoto	1	$0	$10,632
2015	Estado de Mexico	Edificio	Terremoto	Terremoto	2	$0	$0
2015	Michoacan	Edificio	Terremoto	Terremoto	1	$0	-$46,021
2015	Nuevo Leon	Edificio	Terremoto	Terremoto	1	$0	-$88,397
2015	Tabasco	Edificio	Terremoto	Terremoto	1	$0	$17,969
2015	Veracruz	Edificio	Terremoto	Terremoto	3	$0	$35,937
2015	Veracruz	Edificio	Terremoto	Terremoto	1	$0	$0
2015	Distrito Federal	Contenidos	Terremoto	Terremoto	1	$0	-$7
2015	Baja California	Edificio	Terremoto	Terremoto	1	$19,445	$1,906
2015	Guerrero	Edificio	Terremoto	Terremoto	2	$0	-$7,009
2015	Guerrero	Edificio	Terremoto	Terremoto	2	$0	-$257,863
2015	Guerrero	Edificio	Terremoto	Terremoto	1	$0	$0
2015	Morelos	Edificio	Terremoto	Terremoto	1	$456	$228
2015	Guerrero	Contenidos	Terremoto	Terremoto	1	$0	-$127,120
2015	Guerrero	Edificio	Terremoto	Terremoto	1	$0	-$130,743
2015	Guerrero	Contenidos	Terremoto	Terremoto	1	$0	-$5,770
2015	Distrito Federal	Edificio	Terremoto	Terremoto	1	$0	$0

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Schema

Field	Type	Description
Country`country`	Text
Dataset`dataset_id`	Text
Statistical-group locator`record_id`	Text
Reporting year`year`	Integer
Published state`state_name`	Text
Policy denomination`policy_currency_category`	Text	Policy denomination category, not the currency of the published statistical amounts.
Business activity`business_activity`	Text	May be empty.
Sales channel`sales_channel`	Text	May be empty.
Portfolio type`portfolio_type`	Text	May be empty.
Insurance subtype`insurance_subtype`	Text	May be empty.
First-risk type`first_risk_type`	Text	May be empty.
Insurance type`insurance_type`	Text	May be empty.
Property use`asset_use`	Text	May be empty.
Coastal distance band`coastal_distance_band`	Text	May be empty.
Seismic zone`seismic_zone`	Text	May be empty.
Insured asset`asset_type`	Text	May be empty.
Insurance coverage`coverage`	Text	May be empty.
Cause of loss`loss_cause`	Text	May be empty.
Floor count`floor_count`	Integer	Number of floors as published; not an additive financial measure.
Claim amount and adjustments (MXN)`claim_amount`	Number	May be empty.
Indemnity paid (MXN)`claim_paid`	Number	May be empty.
Reinsurance amount (MXN)`reinsurance_amount`	Number	May be empty.
Amount recovered (MXN)`recovered_amount`	Number	May be empty.
Deductible (MXN)`deductible_amount`	Number	May be empty.
Coinsurance (MXN)`coinsurance_amount`	Number	May be empty.
Adjustment expenses (MXN)`adjustment_expenses`	Number	May be empty.
Salvage amount (MXN)`salvage_amount`	Number	May be empty.
Published property value (not additive)`insured_location_value`	Number	Published property-value context. May repeat across coverages or claims, includes extreme source values, and must not be summed as loss or exposure.
Reported claim/coverage observations`claim_count`	Integer	May be empty.
Reported insured-location observations`insured_location_count`	Integer	Reported insured-location observations, not unique buildings or policies and not a population coverage rate.
Written premium (MXN)`premium_written`	Number	May be empty.
Retained premium (MXN)`premium_retained`	Number	May be empty.
Earned premium (MXN)`premium_earned`	Number	May be empty.
Direct commission (MXN)`commission_amount`	Number	May be empty.
Third-party recoveries (MXN)`third_party_recovered_amount`	Number	May be empty.
Published building value (not additive)`building_value`	Number	Published property-value context, potentially repeated across contracts; not unique exposure or spending.
Published contents value (not additive)`contents_value`	Number	May be empty.
Consequential-loss value (not additive)`consequential_loss_value`	Number	May be empty.
Liability limit (not additive)`maximum_liability`	Number	May be empty.
Currency`currency`	Text
Source link`source_url`	Text	May be empty.
Source file`source_file`	Text